The ECB conducted a study on payment habits in Europe in 2019: Study on the Payment Attitudes of Consumers (SPACE); https://www.banque-france.fr/sites/default/files/media/2021/11/25/space_2020-12.pdf. Although the covid crisis has certainly changed these habits, the analysis remains relevant to compare the differences in practices within Europe..
Robinhood was created in 2013 in the San Francisco area, a few miles from Stanford University. It was at this prestigious university that Vlad Tenev and Baiju Bhatt met. Their ambition was strong: to democratize the financial markets by offering easy access to all apprentice traders. Their slogan was quickly found: “Investing for Everyone”. They […]
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The presidential elections will be held in a few months in France and one can be sure that the candidates will use their usual dramatic rhetoric to describe the French economy. We will hear words like “economic downgrading”, “lack of competitiveness”, “lack of reforms”, and so on. It is not risky to bet that the […]
It’s easy to find people to criticize France, to say that the Germans are doing better, that the French economy is sclerotic, etc., we know the song. And then there are the data, the GDP figures which show that France is the country, among the big 4 in Europe, which has overcome this health crisis […]
We live in a world of thumbs-up and thumbs-down that leaves little room for nuance as many observers say. Everyone will have their own opinion on the evolution of the world and society, but the fact is that the stock market also seems to be affected by “binarity”. Historically, the notion of average valuation regarding […]
Some people think that the car has no future because young people no longer require a driving license and prefer to take the train or to carpool. This is a distortion of reality. The number of driving licenses issued each year remains stable or even increases slightly. There were 905,000 new drivers in France each […]
Elon Musk is a genius, his story is incredible, few people will dispute that. But that would be reducing life to its economic dimension, which is very reductive. Like many sectors, culture is greatly disrupted by new technologies and the new generation that is arriving. Elon Musk is a forerunner and unfortunately it is true […]
There is no one in the financial markets to speak out against injustice or discrimination. This is normal since the stock market is naturally discriminating. The criteria are not necessarily objective, but the result is obvious: there are companies that capture the favor of investors much more than others. It is important to keep in […]
The high levels of inflation around the world continue to be puzzling. We present here the dynamics of producer prices (PPI) and that of consumer prices (CPI). We have intentionally kept the same scale on the y-axis for comparison between countries. It is interesting to note the strong transmission of production costs to consumers in […]